Disclaimer: I received a FREE copy of this product through the HOMESCHOOL REVIEW CREW in exchange for my honest opinion. I was not required to write a positive review nor was I compensated in any other way.
PersonalFinanceLab.com promotes and encourages financial literacy with its PersonalFinanceLab Budgeting Game, Stock Market Game, and integrated curriculum. In the game, students take on the role of a young adult with their first job and manage a budget. Each day takes two dice rolls, one for AM and one for PM. The game uses real life scenarios, even unexpected emergencies, to teach students how to manage money.
The game has integrated curriculum that meets National Standards. When these math lessons pop up, the student cannot move on until the answer is correct. Students simply read through the lesson and enter their answer.
As students earn an income, the game prompts them to deposit their check.
The game also teaches responsibility. Recurring monthly bills need to be paid and the game includes a late fee if you don’t pay on time. I really like how the students cash flow is shown in green and the cash outflow is shown in red. For a visual learner, this really helps them see how well they are managing their money.
Throughout the game, students will have some extra time and
they are asked how they will use this time. Based on their answer, they could
receive an extra income or they could pay an expense.
What I love the most about this budget game is that it
really teaches students how to make financial decisions. Throughout the game,
they are managing cash and credit cards. They are paying bills and unexpected
life events. They are learning about bank statements, credit card statements,
pay stubs and more. And then there is the stock game where students can trade
stock. This only adds to their learning of personal finance, economics,
business, or entrepreneurship.
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